Kasa Rolniczego Ubezpieczenia Społecznego
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00-608 Warszawa,
Al. Niepodległości 190
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Finance


The Agricultural Social Insurance Fund runs self-governed financial activity.
The following funds are the base of insurance and activity of KRUS:


  1. Contribution Fund of the Farmers Social Insurance,
  2. Pension Fund,
  3. Prevention and Rehabilitation Fund,
  4. Administrative Fund,


Contribution Fund
Contribution Fund is created from contributions into accident, health and maternity insurance and from other sources defined in the Fund Statutes.
The means from this Fund are designed for:


  1. financing work injury, health and maternity benefits,
  2. financing direct costs of functioning of the Council of Farmers,
  3. financing costs of managing this fund and realizing its obligations as a person of law,
  4. inancing development of voluntary insurance of the insurance companies,
  5. deduction on the Prevention and Rehabilitation Fund and deduction on the Administrative Fund.


Pension Fund
Pension Fund is created from:


  1. contributions into pension insurance,
  2. refundation from the means of the Social Insurance Fund for covering defined expenditures,
  3. supplementary donation from the national budget.


Means of this fund are designed for financing:


  1. pension benefits,
  2. pension from other social insurance, paid together with benefits of pension insurance and supplements,
  3. refundation of defined costs to the Social Insurance Fund, if it is provided by pension regulations.


According to the assumptions accepted together with the Law, the farmers cover about 10% of expenditures on benefits and the rest is covered by the national budget.

Fund of Prevention and Rehabilitation
Fund of Prevention and Rehabilitation is created from deductions from Contribution Fund and also from the state allocations.
This fund is designed to conduct the KRUS activities on prevention of work injuries connected with agricultural work and agricultural professional diseases and to assist the insured and those who have a right to insurance benefits who are persistently unable to work on the farm, or threatened with such incapacity, with different forms of rehabilitation or with a possibility of qualifying for a new job.

Administrative Fund
Administrative Fund is designed for financing the costs of insurance service (except the costs covered by the means of Contribution Fund or Fund of Prevention and Rehabilitation).
Administrative Fund is created from:


  1. deductions from Contribution Fund
  2. deductions from Pension Fund
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